105 Oakland Street
Mt. Holly, North Carolina 28120
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First Time Home Buyers?
Click Here for Even More Great Tips!

Realtor.org Home Buying in 6 Steps: 


HGTV's FrontDoor.com Article - Buy What You Need, Not What You Want:


Realtor.org Article - Traditional Mortgages: Understanding Your Options


Moving.About.com Article - How to Plan and Arrange Your Furniture When Moving To a New Home:


Trulia.com Article - 10 Tips to Find the Perfect Home

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Wow!  There are a lot of steps involved in buying a home, aren't there?  We, at L&E can guide you through the process, each step of the way, by offering you all of the insights we have gained from years of experience in our local real estate market and in helping our clients fulfill their desire for the perfect home that is perfect for them and their lifestyle. 



This decision has a huge impact on your finances as well as your future lifestyle and emotional well-being so don't feel rushed!  Take as much time as you need to make this momentous decision.  Here are some tips to help you:

  1. Determine what type of home you would like to live in and what areas you would be willing to consider. 
  2. Determine how much house you can afford.  Consider all the costs of home ownership (like pmi, HOA fees, landscaping, utilities, taxes, etc.), not just the mortgage payment. 
  3. Determine what type of mortgage will work best for you.  Interview some lenders, and when you find one you would like to work with, get pre-qualified for a mortgage.  This will also help you determine how much you can afford/are willing to spend.
  4. Find the right real estate agent. (We certainly would love it to be us!)   A real estate agent's knowledge of the home buying process, negotiating skills, and familiarity of the area in which you would like to live are of indispensable value to you.
  5. Don't skip the Home Inspection!  Making a home inspection a contingency of your offer protects you and the investment you are about to make by giving you a chance to renegotiate or withdraw your offer if the inspection reveals any significant concerns or damage.